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Employees may lose their employer’s health insurance through many ways (Reiff 2018). However, depending on their eligibility, they can utilize the Consolidated Omnibus Budget Reconciliation Act (COBRA) program in order to temporarily keep using their former employer’s health coverage (“Don’t Worry, COBRA Doesn’t Bite Employers”;...

Doctors in a fee-for-service (FFS) arrangement earn payments for each procedure performed on patients (Nguyen 2016). Alternatively, doctors can earn revenue through a capitation plan, in which they receive monthly or annual payments for each patient they have (Kinsey 2018). They can enroll into this...

Some patients may need experimental treatments due to their “genetic defects and serious injuries” when nothing else works (Insure.com 2009). Some of these treatments along with the technology needed to perform them may be classified as experimental by insurance companies, depending on their parameters (Bruce)....

People with temporomandibular disorder, or TMD, which “refers to a problem with the temporomandibular joint, or the TMJ,” can receive coverage for treating this condition (“TMJ vs TMD: Know the Difference” 2017). They can get TMD—sometimes named TMJ erroneously—by a variety of means, such as...

Employees can utilize their workers’ compensation insurance for dental work on injuries from incidents, such as “car accidents, workplace violence, construction or manufacturing accidents, slips and falls, or falling objects” (McLain 2011). Their injuries can range from temporomandibular joint dysfunction (TMJ), tooth loss, to chipped...

Employees have the convenience of utilizing their employer’s health insurance policy. This coverage could save them and their families money on their healthcare. However, during events, including annual open enrollment periods or “a family status change,” such as marriage, divorce, and birth, workers can choose...

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